The Hidden Risks of Claiming Directly from the Road Accident Fund

The Road Accident Fund (RAF) is designed to provide financial support to victims of road accidents. However, many people make the mistake of filing claims directly with the RAF, unaware of the potential pitfalls. We will explore why claiming directly from the RAF may not be in your best interest and how PM Attorneys can help you secure the compensation you deserve.

The Challenges of Direct RAF Claims

  1. Complex Legal Processes
    Navigating the RAF claims process requires a deep understanding of legal procedures and documentation. Without professional guidance, you may miss critical steps or submit incomplete information, leading to delays or rejected claims.
  2. Lower Compensation Offers
    The RAF often offers lower settlements to individuals who claim directly. Without legal representation, you may not be aware of the full extent of your entitlements, resulting in compensation that doesn’t cover your medical expenses, lost income, or emotional trauma.
  3. Time-Consuming Procedures
    Direct claims can take months or even years to resolve. The RAF is known for its backlog of cases, and without an attorney to advocate for you, your claim may languish in the system, leaving you financially strained.
  4. Lack of Expertise in Assessing Damages
    Calculating the true value of your claim requires expertise. Non-legal claimants often underestimate their damages, including future medical costs, loss of earning capacity, and pain and suffering. This can lead to settlements that fall far short of what you deserve.
  5. Risk of Errors and Rejections
    A single error in your claim form or supporting documents can result in rejection. Professional attorneys know how to avoid these mistakes and ensure your claim is airtight.

How PM Attorneys Can Help You Navigate RAF Claims


At PM Attorneys, we specialise in RAF claims and have a proven track record of securing fair compensation for our clients. Here’s how we can assist you:

  • Expert Guidance: We handle every aspect of your claim, from gathering evidence to negotiating with the RAF.
  • Maximised Compensation: Our team ensures that all your damages are accurately assessed and included in your claim.
  • Faster Resolutions: We work diligently to expedite your claim and keep you informed at every stage.
  • No Win, No Fee: We operate on a contingency basis, meaning you only pay if we win your case.

Real-Life Consequences of Direct RAF Claims

Consider this: A client came to us after their direct RAF claim was rejected due to incomplete documentation. They had already spent months waiting for a response. With our intervention, we not only revived their claim but also secured a settlement that was three times higher than the initial offer. This is the difference professional legal representation can make.

Don’t Risk Your RAF Claim – Let PM Attorneys Fight for You

Claiming directly from the RAF may seem like a cost-saving measure, but it often leads to frustration, delays, and inadequate compensation. With PM Attorneys by your side, you can focus on your recovery while we handle the legal complexities.


Don’t leave your RAF claim to chance. Contact PM Attorneys today for a consultation. Let our experienced team fight for the compensation you deserve. Call us now or visit our website to get started. Your road to justice begins here.