What is the Road Accident Fund (RAF)?

Understanding the Road Accident Fund

The Road Accident Fund (RAF) is a South African government-established entity designed to provide compensation to individuals injured or killed in road accidents caused by negligent driving. It operates as a social security system aimed at assisting accident victims and their dependents, offering financial relief and medical support.

Who Can Claim from the RAF?

The RAF is accessible to various individuals affected by road accidents. Eligible claimants include:

  • Drivers (excluding those solely responsible for the accident due to negligence).
  • Passengers, regardless of who was at fault.
  • Pedestrians and cyclists injured by motor vehicles.
  • Dependents of deceased individuals who died in a road accident.

What Can Be Claimed?

The RAF covers a range of damages, including:

  • Medical Expenses – Covering hospitalization, treatment, and rehabilitation costs.
  • Loss of Income – Compensation for individuals unable to work due to accident-related injuries.
  • Loss of Support – Financial support for dependents of deceased victims.
  • Funeral Expenses – Assistance in covering burial and cremation costs.
  • General Damages – Compensation for serious injuries, including pain and suffering (subject to medical assessment criteria).

How to Claim from the RAF

The claim process involves several crucial steps:

  1. Report the Accident – A police report is essential for any RAF claim.
  2. Gather Documentation – Medical records, proof of income, and eyewitness statements support the claim.
  3. Complete the Necessary Forms – The RAF1 form (personal injury) or RAF3 form (loss of support) must be accurately filled out.
  4. Submit the Claim – Claims must be lodged within three years of the accident (for identified vehicles) or within two years for hit-and-run cases.
  5. RAF Investigation & Settlement – The RAF assesses the claim, and if valid, compensation is awarded. If disputed, legal action may follow.

Why You Need Legal Assistance For Your RAF CLaim

Claiming from the RAF can be a complex and time-consuming process. Engaging an experienced RAF lawyer ensures that:

  • Your claim is properly prepared and submitted on time.
  • You receive maximum compensation for your injuries or losses.
  • Legal disputes with the RAF are effectively handled.

The Road Accident Fund plays a vital role in supporting accident victims in South Africa. However, navigating the claim process requires legal expertise to avoid delays and under-compensation. At PM Attorneys, we specialize in RAF claims, offering professional assistance to ensure you receive the financial relief you deserve.

Contact PM Attorneys today for expert legal guidance on your RAF claim.