What to Do After a Hit and Run: Claiming from the Road Accident Fund
Being involved in a hit and run accident can be a traumatic experience. Not only are you left to deal with the physical and emotional aftermath of the accident, but when the responsible party flees the scene, it adds another layer of complexity to an already stressful situation. Fortunately, in South Africa, victims of hit and run accidents can still receive compensation through the Road Accident Fund (RAF), even if the at-fault driver cannot be identified.
What is the Road Accident Fund (RAF)?
The Road Accident Fund (RAF) is a government-backed fund designed to provide compensation to individuals who have been injured or killed in road accidents in South Africa. The RAF was created to support victims, including those involved in hit and run accidents, by covering medical expenses, loss of income, and even general damages such as pain and suffering.
The RAF aims to help victims recover financially after an accident, regardless of whether the responsible party can be identified. This makes it especially important for victims of hit and run accidents, who might not have access to the personal details of the driver who fled the scene.
How to Claim from the Road Accident Fund After a Hit and Run
If you’ve been involved in a hit and run accident, claiming compensation from the Road Accident Fund is still possible, as long as certain conditions are met. Here’s a step-by-step breakdown of what you need to do to file a successful claim.
Step 1: Report the Accident to the Police
The first and most important step in claiming from the RAF after a hit and run accident is reporting the incident to the police. In South Africa, it is a legal requirement to report a hit and run accident, as this helps authorities begin investigating the situation. Additionally, the police report will serve as essential documentation when you file your claim with the RAF.
When reporting the accident, ensure that all the details are accurately recorded. If possible, provide the police with any information you have about the fleeing vehicle, such as its make, model, color, or partial license plate number. This can help authorities trace the responsible driver.
Step 2: Seek Medical Attention and Gather Medical Records
Regardless of whether you feel injured or not, it’s crucial to seek medical attention immediately following a hit and run accident. Some injuries, like whiplash or internal trauma, might not show immediate symptoms. Additionally, you’ll need medical records to support your claim for compensation through the RAF.
Make sure you keep a detailed record of all medical treatments you receive. This includes hospital visits, doctor’s reports, prescriptions, and any rehabilitation or physiotherapy treatments you undergo as a result of the accident.
Step 3: Collect Evidence and Witness Statements
If you are able to do so, gather as much evidence as possible at the scene of the accident. This can include taking photos of the accident location, damages to your vehicle, visible injuries, and any relevant road conditions. Furthermore, try to obtain witness statements from anyone who may have witnessed the accident. If there are nearby security cameras, ask the police to review the footage as it could help identify the vehicle that fled.
Even though the driver may have fled the scene, evidence such as these details can significantly strengthen your claim with the RAF.
Key Documents Needed to File a Claim
When filing a claim with the RAF after a hit and run accident, you will need to gather several important documents to support your case. These documents include:
1. Police Report
As mentioned earlier, the police report is crucial when making an RAF claim. This report will serve as proof that the accident was reported, and it will detail any information gathered by law enforcement during their investigation. It is essential for initiating your claim and ensuring that you meet the RAF’s legal requirements.
2. Medical Records
Your medical records are vital in demonstrating the extent of your injuries. This documentation should include all medical treatments, hospital stays, doctor’s visits, and any prescriptions or ongoing treatment for your injuries.
3. Proof of Loss of Income (if applicable)
If your injuries have prevented you from working, you will need to provide proof of lost wages. This can include:
- Payslips or tax returns if employed.
- Bank statements showing salary deposits.
- A letter from your employer confirming the time you’ve missed from work due to your injuries.
4. Proof of Identity and Residency
In order to file a claim with the RAF, you will need to provide a valid South African ID or passport, along with proof of your residential address. This is required to confirm your eligibility for compensation.
How Can PM Attorneys Help with Your Claim?
Claiming compensation through the Road Accident Fund after a hit and run accident can be a complex process, especially if the at-fault driver cannot be identified. Working with an experienced attorney can significantly improve your chances of a successful claim.
At PM Attorneys, our team of legal experts specialises in helping victims of road accidents, including hit and run accidents, secure the compensation they deserve. We will guide you through every step of the RAF claims process, from gathering the necessary documentation to submitting your claim and dealing with any potential challenges. Our dedicated team is here to ensure that you receive the full compensation you’re entitled to, and we’ll work tirelessly to protect your legal rights.
Take Action and Secure Your Compensation Today
A hit and run accident can leave you feeling confused and uncertain about your next steps. However, it’s important to remember that you still have options for claiming compensation through the Road Accident Fund. By following the proper procedures, gathering necessary documents, and seeking expert legal assistance, you can maximize your chances of securing the compensation you deserve.
If you’ve been involved in a hit and run accident, don’t delay—contact PM Attorneys today for expert guidance on your Road Accident Fund claim. Our experienced team is here to help you navigate the claims process, protect your rights, and ensure you receive the compensation you deserve. Get in touch with us now to schedule a consultation and take the first step towards justice.